Best Financial Lifeline for Good People with a Short Term Financial Need

Fast Money

Welcome to Loans Not Sharks, we understand that you get into situations where you need money fast and want to be treated with respect. Our friendly staff provides excellent service and will help you get the necessary funds as quickly and cheaply as possible.

Quick, Simple, Secure Online Application

Our online application only take minutes to complete. You can submit your application day or night. We keep your information confidential using our secure data transmissions so you can get money fast.

No Credit Check Required

We never check your FICO Credit Score, so you don’t have to stress about an inquiry appearing on your credit report or bad credit preventing you from getting a loan.

Fast Approval and Funding

Our underwriters will connect with you in minutes after receiving your application. If approved, money can be in your bank account tomorrow for the times you need cash now.

Personalized Loan Payments

As the premier money lending app, we want to provide the financial assistance you need. Unlike a payday loan, we specifically design our loans for you to be paid back gradually.

Customers Love Loans Not Sharks

Read what others have to say about our cheap loans and service!

“Loans Not Sharks has, by far, the cheapest rates I’ve found. Their staff was friendly and genuine—which you don’t find at most places of business anymore. If I ever run into needing cash for a short-term need, I’ll definitely be returning.”


“Simply the best company I have dealt with. From application to getting my funds, they were easy to talk to and walked me through any questions I had. I would recommend to anyone who may need some money in a down time”


“I would like to take this opportunity to thank you for all your help in my obtaining a loan that was badly needed. I will recommend you to anyone who needs help with bills or unexpected expenses. You guys are THE BEST!!”