How It Works

1

ONLINE APPLICATION

Our online application only takes minutes to complete. And since we are an online lender, you can submit your application whenever you like, day or night! Be prepared to provide a valid color copy of your ID and your valid debit card information as a potentially required additional security measure. Submit a photo or scanned copy of your ID via email at: help@loansnotsharks.com. Please include your name clearly in the subject line of your email. Or, you can text it an image of it to: (314)226-3691

2

LOAN APPROVAL

An Underwriter will contact you within 30 minutes of receiving your application during business hours and verify your information with you to ensure we accurately personalize your loan. Because our loans are designed to be paid back over time in a way that works best for you, we will set up a payment plan that fits with your financial situation and income schedule. Our knowledgeable loan underwriters will determine the amount you qualify for – up to $1,000. 

3

WHAT TO EXPECT

Funds will be deposited into your account as soon as the next business day.*

 

*Applications processed and approved before 6pm MST are typically funded the next business day